Navigator Benefit Solutions LLC created the Population Health Score to provide employers considering moving to self-insurance a fairly quick and simple method for assessing the savings potential. To determine the employer’s employee Population Health Score (PHS) requires the current employee census broken down by age and sex. The Population Health Score incorporates numerous assumptions that may or may not apply to any specific employer’s employee group. The user is encouraged to view the PHS, not as a promise, rather as a sign as to whether to take a first step on a self-funding journey.<\/p>\n

Enter the company’s employee census in the below table.<\/p>\n